Home HealthCare
PM Healthcare Protect©: Home Healthcare Insurance
Whether you're an individual RN who provides home healthcare services or a home healthcare agency owner, protecting your business and your career is as important as the work you do. PM Healthcare Protect policies offer insurance coverage that helps protect you from risks, including professional liability claims, general liability risks, and losses to your business property.
See how PM Healthcare Protect makes it easy to get the coverage you need, so you can focus on providing great patient care.
Professional Liability Insurance for Home Healthcare Professionals
Professional liability insurance is an important coverage that helps protect home health caregivers from the risks involved with providing patient care. Each time you work with a patient, such as assisting with activities of daily living to administering medications, you could be at risk of a lawsuit or claim against you.
PM Healthcare Protect professional liability insurance, or home healthcare malpractice insurance, protects you from these claims made against you to safeguard your career and livelihood.
Who is Covered by Home Healthcare Professional Liability Insurance?
PM healthcare Protect policies are designed to cover a range of home healthcare professionals who care for patients in their homes, including:
- Home health aides
- Personal care companions
- Nursing assistants
- Licensed nurses, including RNs and LPNs
Business Insurance for Home Healthcare Agencies
Your home healthcare business is more than the work you do with patients, so it's important to protect the operational side of your business as well. Insurance for your home healthcare business might include general liability and commercial property coverage, as well as optional coverages such as cyber liability insurance.
General Liability and Commercial Property Insurance
General liability and commercial property insurance for home healthcare agencies work in addition to professional liability coverage to help protect your business from non-professional risks.
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General liability insurance: Coverage helps defend your business from the cost of non-professional liability risks, such as if you accidentally cause damage to a third-party's property
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Commercial property insurance: Helps protect your physical assets from risks, such as medical equipment or office supplies
Additional Coverage Options
PM Healthcare Protect offers optional coverages to help you create a robust insurance solution for your business, including:
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Cyber liability insurance: Coverage helps protect your business from the cost of data breaches that could compromise sensitive patient information
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Employment practices liability: Protection for workplace-related claims involving hiring, termination, or employee management
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Workers compensation coverage: Provides benefits for employees injured on the job and may be required by state law for businesses with employees
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Commercial auto insurance: Protects vehicles being used for the business
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Commercial umbrella coverage: Provides an extra layer of liability protection after reaching your limits on primary policies*
*Coverage options subject to availability and eligibility.
Why Choose PM Healthcare Protect?
PM Healthcare Protect policies aren't generic insurance. It's tailored specifically for home healthcare professionals and business owners. When you choose PM Healthcare Protect, you're getting access to:
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Over 115 years of experience from a carrier that's dedicated to supporting allied health professionals
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Industry-tailored coverage built with the help of licensed healthcare professionals who understand the risks you face
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Reliable, trustworthy claims support from claims handling professionals with decades of combined experience