PM Healthcare Protect©: Senior Living Facility Insurance
Your senior living facility serves as a home to your residents. Protecting that home is likely one of your most important responsibilities. Unexpected weather events or other risks could cause damage to your facility, leaving your residents without a roof over their heads.
PM Healthcare Protect commercial property insurance policies help you protect your senior living facility from the potential costs of physical damage.
Commercial Property Insurance for Senior Living Facilities
Commercial property insurance provides coverage specifically for the physical assets of your senior living facility, including the building itself. It provides one of the most important coverages for senior living facilities—protecting the place your residents call home.
Generally, commercial property insurance protects against risks such as:
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Fire
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Lightning
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Theft and vandalism
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Windstorms and hail
What is Covered by Commercial Property Insurance?
PM Healthcare Protect policies offer industry-specific property coverage for senior living facilities. Coverage includes:
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Buildings
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Outdoor signage and landscaping
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Furniture
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Business equipment and computers
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Valuable papers and records
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Equipment and property in transit
Business Insurance for Senior Living Facilities
Creating a robust insurance plan for your senior living facility includes more than just protecting the building and equipment you own. You may also need specialized coverages to protect additional business assets, including your employees and company-operated vehicles. PM Healthcare Protect includes options for both workers compensation and commercial auto coverage for senior living facility owners.
Workers Compensation
Workers compensation helps cover the cost of an employee injury on the job, including medical bills payments and missed wages, and may be required by state law.
Commercial Auto Coverage
Commercial auto coverage works similarly to personal auto coverage for vehicles used for business and may include options like liability coverage, personal injury protection, and physical damage coverage.
*Coverage options are subject to availability and eligibility and may not be available in all states.
Why Choose PM Healthcare Protect?
PM Healthcare Protect policies aren't generic insurance. It's tailored specifically for home healthcare professionals and business owners. When you choose PM Healthcare Protect, you're getting access to:
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Over 115 years of experience from a carrier that's dedicated to supporting allied health professionals
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Industry-tailored coverage built with the help of licensed healthcare professionals who understand the risks you face
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Reliable, trustworthy claims support from claims handling professionals with decades of combined experience