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     PM Healthcare Protect©: Audiologist Insurance 

    While you focus on delivering high-quality hearing care, you want to know that your business and career are protected from the risks of running an audiology practice. Every patient interaction, diagnostic evaluation, and routine business decision carries potential liability.

    PM Healthcare Protect offers specialized audiology insurance for audiologists and practice owners. Our policies help provide peace of mind that your livelihood is protected, so you can spend less time worrying about coverage and more time providing great care.

    Professional Liability Insurance for Audiologists

    Professional liability insurance, sometimes known as audiology malpractice insurance, helps protect audiologists and their practices from claims or lawsuits against them. Each interaction with a patient can pose risks, but your audiology liability insurance is there to help defend you in case of a claim.

    PM Healthcare Protect audiology liability policies are built for audiologists. Our policies feature coverage options tailored specifically to the needs of audiologists, including:

    • Individual and Entity Coverage: Get protection for both individual audiologists and the audiology practice

    • Coverage that Follows You: Audiologist malpractice insurance goes where you practice, whether you're volunteering, teaching, presenting, or more

    • New Hire Coverage: Up to 30 days of automatic coverage for new hires, ensuring coverage continuity during onboarding

    Policies are available as either claims-made or occurrence, letting you choose the type of coverage that works best for your business.

    Commercial Insurance for Audiology Businesses

    Professional liability insurance is just one piece of a comprehensive insurance solution for your audiology business. Coverage such as general liability and commercial property insurance helps protect your business from non-professional risks, such as a patient slipping and falling at your office or a fire damaging your medical equipment.

    General Liability and Commercial Property Insurance
    General liability and commercial property insurance provide additional protection for your audiology practice.
    • General liability: Coverage for everyday business liability risks, such as slip and fall injuries or advertising injury
    • Commercial property coverage: Protects the physical assets and property of your business, such as medical equipment, computers, and office supplies
    Our experienced team of underwriters will evaluate your business to find a policy that works best for your business size and coverage needs.

     

    Additional Coverage Options

    Additional optional coverage options may be available to help you create a tailored insurance plan for your business, including:

    • Cyber liability: To cover data breaches or cyberattacks

    • Employment-related practices liability (EPLI): Covers hiring, terminating, and managing employees

    • Workers Compensation: Provides financial and medical benefits to employees injured or ill in the course of their job, and protects employers from lawsuits

    • Commercial Auto: Help cover the cost of losses related to the business use of vehicles

    • Commercial Umbrella: Provides an additional layer of liability protection*

    *Note: Subject to availability.

    For more information on products and coverage, contact your insurance agent.

    What's Included in Audiology Professional Liability Insurance?

    Our professional liability insurance for audiologists is built to address the real-world exposures audiologists face every day. With a PM Healthcare Protect policy, you're protected from claims related to your work, such as diagnostic errors, issues with treatment, or patient injury. 

    Coverage highlights include:

    • License defense and HIPAA defense coverage (subject to policy terms and conditions)

    • Medical expense coverage

    • Good Samaritan coverage

    • Coverage for continuing education, teaching, and presentations

    • Protection for publications, peer review, and expert witness activities

    • Coverage for volunteer professional services

    • Locum tenens services

    • Medical director coverage to protect administrative roles

     Why Choose PM Healthcare Protect? 

    Audiologists trust PM Healthcare Protect policies because they're designed specifically for healthcare professionals:

    • Over 115 years of experience protecting healthcare providers and business owners.

    • On-staff, licensed medical professionals who understand the unique risks healthcare professionals like audiologists face—and how to mitigate them.

    • Experienced defense counsel and claims staff with fast, reliable claims service.

    With PM Healthcare Protect, you gain a trusted partner dedicated to helping protect your practice, your team, and the patients you serve.

    Protect your business with audiology insurance. Contact an agent to get started today!

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    Algona, IA 50511
    Fax: 833.451.2787
    Info@pmuw.com

     

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