While you focus on delivering high-quality hearing care, you want to know that your business and career are protected from the risks of running an audiology practice. Every patient interaction, diagnostic evaluation, and routine business decision carries potential liability.
PM Healthcare Protect offers specialized audiology insurance for audiologists and practice owners. Our policies help provide peace of mind that your livelihood is protected, so you can spend less time worrying about coverage and more time providing great care.
Professional liability insurance, sometimes known as audiology malpractice insurance, helps protect audiologists and their practices from claims or lawsuits against them. Each interaction with a patient can pose risks, but your audiology liability insurance is there to help defend you in case of a claim.
PM Healthcare Protect audiology liability policies are built for audiologists. Our policies feature coverage options tailored specifically to the needs of audiologists, including:
Individual and Entity Coverage: Get protection for both individual audiologists and the audiology practice
Coverage that Follows You: Audiologist malpractice insurance goes where you practice, whether you're volunteering, teaching, presenting, or more
New Hire Coverage: Up to 30 days of automatic coverage for new hires, ensuring coverage continuity during onboarding
Policies are available as either claims-made or occurrence, letting you choose the type of coverage that works best for your business.
Professional liability insurance is just one piece of a comprehensive insurance solution for your audiology business. Coverage such as general liability and commercial property insurance helps protect your business from non-professional risks, such as a patient slipping and falling at your office or a fire damaging your medical equipment.
Additional optional coverage options may be available to help you create a tailored insurance plan for your business, including:
Cyber liability: To cover data breaches or cyberattacks
Employment-related practices liability (EPLI): Covers hiring, terminating, and managing employees
Workers Compensation: Provides financial and medical benefits to employees injured or ill in the course of their job, and protects employers from lawsuits
Commercial Auto: Help cover the cost of losses related to the business use of vehicles
Commercial Umbrella: Provides an additional layer of liability protection*
*Note: Subject to availability.
For more information on products and coverage, contact your insurance agent.
Our professional liability insurance for audiologists is built to address the real-world exposures audiologists face every day. With a PM Healthcare Protect policy, you're protected from claims related to your work, such as diagnostic errors, issues with treatment, or patient injury.
Coverage highlights include:
License defense and HIPAA defense coverage (subject to policy terms and conditions)
Medical expense coverage
Good Samaritan coverage
Coverage for continuing education, teaching, and presentations
Protection for publications, peer review, and expert witness activities
Coverage for volunteer professional services
Locum tenens services
Medical director coverage to protect administrative roles
Audiologists trust PM Healthcare Protect policies because they're designed specifically for healthcare professionals:
Over 115 years of experience protecting healthcare providers and business owners.
On-staff, licensed medical professionals who understand the unique risks healthcare professionals like audiologists face—and how to mitigate them.
Experienced defense counsel and claims staff with fast, reliable claims service.
With PM Healthcare Protect, you gain a trusted partner dedicated to helping protect your practice, your team, and the patients you serve.