PM Healthcare Protect©: In-Home Hospice Provider Insurance
PM Healthcare Protect offers insurance solutions designed for the unique risks faced by in-home hospice providers, helping safeguard your profession, your business, and the care you deliver every day.
Discover how PM Healthcare Protect can help you secure the coverage you need, giving you peace of mind while you focus on supporting patients and their families.
Professional Liability Insurance for In-Home Hospice Professionals
Professional liability insurance is a form of insurance protection for hospice professionals who deliver care in home settings and may be exposed to legal claims against their work. From coordinating care plans and monitoring patient conditions to providing symptom management and emotional support, hospice caregivers face a variety of professional risks every day.
PM Healthcare Protect professional liability insurance, also known as hospice malpractice insurance, helps protect your in-home hospice business and employees against claims alleging errors, omissions, negligence, or other professional services-related issues. With the right coverage in place, you can help protect your financial future from expensive legal claims.
Who is Covered by In-Home Hospice Professional Liability Insurance?
PM Healthcare Protect policies are designed to support a variety of hospice professionals who care for patients in their homes, including:
- Hospice aides
- Certified nursing assistants (CNAs)
- Licensed practical nurses (LPNs)
- Registered nurses (RNs)
- Hospice care coordinators and case managers
- Non-medical hospice caregivers and companions
Business Insurance for In-Home Hospice Entities
From managing staff and equipment to maintaining office operations, your business faces risks that extend beyond professional services. That's why comprehensive insurance protection is an important part of your overall business strategy.
Insurance solutions for in-home hospice businesses may include general liability coverage, commercial property insurance, inland marine coverage, and other optional protections tailored to your organization's needs.
General Liability and Commercial Property Insurance
General liability and commercial property insurance complement professional liability coverage by helping protect your in-home hospice business from a variety of non-clinical exposures.
- General liability insurance: Helps protect your business from claims involving bodily injury, property damage, or other third-party incidents that are unrelated to professional healthcare services.
- Inland marine coverage: Helps cover business property while it is being transported or used away from your business location, such as equipment taken to a patient’s home.
- Commercial property insurance: Helps cover business property such as office furnishings, computers, medical supplies, and other equipment against covered losses.
PM Healthcare Protect can help simplify your insurance program by combining key coverages into streamlined policy packages. Our experienced underwriting team can help identify insurance solutions that fit the operational needs and risk profile of hospice providers.
Additional Coverage Options
PM Healthcare Protect offers a range of optional coverages that can help strengthen your hospice businesses' insurance program, including:
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Sexual misconduct and physical abuse coverage: Helps cover claims involving alleged wrongful acts related to sexual misconduct or physical abuse.
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Cyber liability insurance: Helps cover expenses associated with data breaches, cyber incidents, and the exposure of confidential patient information.
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Employment practices liability insurance: Provides protection for certain claims involving employment-related decisions, policies, and workplace conduct.
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Workers compensation coverage: Helps provide benefits for employees who suffer work-related injuries or illnesses and may be required by state law.
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Commercial auto insurance: Helps protect vehicles used for business operations, including employee travel and patient-related services.
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Commercial umbrella insurance: Adds an additional layer of liability protection above qualifying primary insurance policies.*
*Coverage options subject to availability and eligibility.
Why Choose PM Healthcare Protect?
PM Healthcare Protect is designed specifically for healthcare professionals and organizations, offering insurance solutions tailored to the realities of hospice care. When you choose PM Healthcare Protect, you gain access to:
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More than 115 years of insurance experience supporting healthcare and allied health professionals
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Coverage solutions developed with an understanding of the unique risks facing hospice businesses
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Dedicated claims professionals with extensive experience handling healthcare-related claims
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Flexible coverage options to help meet the needs of both independent caregivers and growing in-home hospice organizations