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    PM Dental
    Protect is in
    Your Corner

    Inquire Today
    Find An Agent
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    Find An Agent

    Personalized Protection for Dental Professionals.

    Lawsuits can cripple your dental practice. But liability insurance through PM Dental Protect safeguards your finances and your reputation.

    Whether you're on the job, volunteering, or offering advice, you're protected.

    • Tailored protection for your livelihood or your business.
    • Support from licensed experts who understand dental professionals' needs.
    • Optional coverage for damages resulting from a wrongful act related to sexual misconduct and physical abuse.
    • An enhanced suite of coverages includes continuing education, teaching and presentations, professional publications, peer review, expert witness, professional volunteer, and locum tenens services.
    • Our optional endorsement offers coverage for a medical incident stemming from the administration of non-dental injectables, such as neurotoxins or dermal fillers, in the oral and maxillofacial area.

    There are no hoops to jump through — you’ll get one carrier and one point of contact for the life of your policy.

    Get Started
    JULIE-GOLDBERG-May-2024-1

    "Leveraging my clinical background, I deeply understand the unique challenges you face. That's why Pharmacists Mutual designs our professional liability and business owner policies to give dental professionals like you the confidence and protection to thrive."

     

    -  Julie Goldberg, DDS, Pharmacists Mutual's dental risk management expert

    Who We Cover

    Icon-Dentist

    Dentist

    Icon-Hygienist

    Dental Hygienist 

    Icon-Student

    Student Dentist

    Icon-Building

    Dental Practice

    PMIG_Dental_Images_800x640_ProfLiability

    PROFESSIONAL LIABILITY

    Professional Liability Insurance for Dentist

    You’ve invested everything in your career. Our professional liability insurance helps protect it.

    Fortunately, with our 115+ years of specialized underwriting expertise, we understand the risks you face, and we're well equipped to provide a strong defense.

    See Dentist Coverage

    See Hygienist Coverage

    See Student Coverage

    Find An Agent

    COMMERCIAL INSURANCE

    Dental Commercial & Businessowners Policies


    Our commercial and businessowners policies protect the business you’ve worked hard to build and include commercial property and general liability coverage. The following options are also available:

    • Cyber liability for data breaches or cyberattacks
    • Employment-related practices liability (EPLI) covers hiring, terminating, and managing employees
    • Employee benefit liability (EBLI) for businesses that offer employee benefits
    • Sexual misconduct and physical abuse (SAM/SML) covers a wide range of allegations, including sexual misconduct, physical abuse, molestation, and related negligent acts
    • Workers Compensation provides financial and medical benefits to employees injured or ill in the course of their job, and protects employers from lawsuits
    • Commercial Auto protects your business from financial losses associated with vehicles used for work purposes
    • Commercial Umbrella provides an additional layer of liability protection
    • Specialized Coverage Endorsements recognize that dental practice owners have specific coverage needs
    Learn More
    PMIG_Dental_Images_800x640_BOP

    Agents:
    We've Got 
    Your Back

    Screenshot-2025-04-22-at-3.21.38 PM-1

    You’ve Committed Your Business to Protecting Dental Professionals. So Have We.

    You can trust that PM Dental Protect will care for your customers with full lifecycle support that meets all their professional and commercial insurance needs. And you’ll get direct access to dedicated underwriting and risk management teams, plus the competitive commissions you deserve.

     
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    Find An Agent
    Pharmacists Mutual Insurance Group_Color

    800.247.5930

    Policy & Claim Service | Call Anytime, 24 / 7

    Corporate Headquarters:
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    Fax: 833.451.2787
    info@phmic.com

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    COPYRIGHT 2025 PHARMACISTS MUTUAL INSURANCE COMPANY - ALL RIGHTS RESERVED.
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    Product descriptions are not contracts for coverage. | The policy language determines coverage and limits. | P&C products are underwritten by Pharmacists Mutual Insurance Company or its wholly-owned subsidiary, Chiron Insurance Company, except flood, executive liability, surety bonds, and errors and omission insurance policies, which are written through PMC Advantage Insurance Services, Inc. | Personal, Disability, Life, and Annuity products are written through by PMC Advantage Insurance Services, Inc. |.A.M. Best's credit ratings are independent and objective opinion. | All products may not be available in all states and territories.