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    PM Vet Protect is in Your Corner

    Inquire Today
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    Personalized Protection for Veterinary Professionals.

    Lawsuits can cripple your veterinary practice. But liability insurance through PM Vet Protect safeguards your finances and your reputation.

    Whether you're on the job, volunteering, or offering advice, you're protected.

    • Tailored protection for your livelihood or your business.
    • Support from licensed experts who understand veterinary professionals' needs.
    • License Defense coverage provides reimbursement for legal fees incurred in a disciplinary proceeding or official investigation from a licensing board.
    • Optional coverage for damages resulting from a wrongful act related to sexual misconduct and physical abuse.
    • Optional Animal Bailee and Extension with embryo and semen storage - an optional endorsement also providing coverage for the damage to, loss of use of, or destruction of animal embryos, cells, cell components, tissues, animal parts, or semen while in storage or transit.
    • An enhanced suite of coverages includes continuing education, teaching and presentations, professional publications, peer review, expert witness, professional volunteer, and locum tenens services.

    There are no hoops to jump through — you’ll get one carrier and one point of contact for the life of your policy.

    Get Started

    Who We Cover

    Icon-Dentist

    Veterinarian

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    Veterinarian Office

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    Student Veterinarian

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    PROFESSIONAL LIABILITY

    Professional Liability Insurance for Veterinarians

    You've invested everything in your career. Our professional liability insurance helps protect it.

    Fortunately, with our 115+ years of specialized underwriting expertise, we understand the risks you face, and we're well equipped to provide a strong defense.

    See Veterinarian Coverage

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    COMMERCIAL INSURANCE

    Veterinarian Commercial & Businessowners Policy

    Our commercial and businessowners policies protect the business you’ve worked hard to build. The following coverages and options are also available:

    • Commercial Property Insurance helps protect your practice’s property, whether it’s owned, leased, or rented.
    • General Liability Coverage helps protect you from potential liability claims and lawsuits made against your veterinary practice as a direct result of normal operations.
        •  Premises Liability covers issues resulting from accidents that harm animal owners, like bodily injury and property damage.
        • Products and Completed Operations Coverage helps protect your business from the risks associated with selling products (food and other supplies) alongside veterinary services.
    • Cyber liability for data breaches or cyberattacks
    • Employment-related practices liability (EPLI) covers hiring, terminating, and managing employees
    • Employee benefit liability (EBLI) for businesses that offer employee benefits
    • Sexual misconduct and physical abuse (SAM/SML) covers a wide range of allegations, including sexual misconduct, physical abuse, molestation, and related negligent acts
    • Workers Compensation provides financial and medical benefits to employees injured or ill in the course of their job, and protects employers from lawsuits
    • Commercial Auto protects your business from financial losses associated with vehicles used for work purposes
    • Commercial Umbrella provides an additional layer of liability protection
    • Specialized Coverage Endorsements recognize that veterinary practice owners have specific coverage needs
    Learn More
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    Agents:
    We've Got 
    Your Back

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    You’ve Committed Your Business to Protecting veterinary professionals. So Have We.

    You can trust that PM Vet Protect will care for your customers with full lifecycle support that meets all their professional and commercial insurance needs. And you’ll get direct access to dedicated underwriting and risk management teams, plus the competitive commissions you deserve.

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    Pharmacists Mutual Insurance Group_Color

    800.247.5930

    Policy & Claim Service | Call Anytime, 24 / 7

    Corporate Headquarters:
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    Fax: 833.451.2787
    info@phmic.com

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    Product descriptions are not contracts for coverage. | The policy language determines coverage and limits. | P&C products are underwritten by Pharmacists Mutual Insurance Company or its wholly-owned subsidiary, Chiron Insurance Company, except flood, executive liability, surety bonds, and errors and omission insurance policies, which are written through PMC Advantage Insurance Services, Inc. | Personal, Disability, Life, and Annuity products are written through by PMC Advantage Insurance Services, Inc. |.A.M. Best's credit ratings are independent and objective opinion. | All products may not be available in all states and territories.