Pharmacists Mutual Insurance Group_Color
  • Insurance Solutions
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    Comprehensive
    Coverage for
    Pharmacists & Owners

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    Personalized Protection for Pharmacy Professionals.

    Lawsuits can cripple your dental practice. But liability insurance through Pharmacists Mutual safeguards your finances and your reputation.

    Whether you're on the job, volunteering, or offering advice, you're protected.

    • Tailored protection for your livelihood or your business.
    • Support from licensed experts who understand pharmacy professionals' needs.
    • Optional coverage for damages resulting from a wrongful act related to sexual misconduct and physical abuse.
    • An enhanced suite of coverages includes continuing education, teaching and presentations, professional publications, peer review, expert witness, professional volunteer, and locum tenens services.

    There are no hoops to jump through — you’ll get one carrier and one point of contact for the life of your policy.

    Get Started

    Who We Cover

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    Pharmacist

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    Pharmacist Technician

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    Student Pharmacist

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    Pharmacies

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    PROFESSIONAL LIABILITY

    Professional Liability Insurance for Pharmacists

    You’ve invested everything in your career. Our professional liability insurance helps protect it.

    Fortunately, with our 115+ years of specialized underwriting expertise, we understand the risks you face, and we're well equipped to provide a strong defense.

    See Pharmacists Coverage
    See Technician Coverage
    See Student Coverage
    Find An Agent

    COMMERCIAL INSURANCE

    Pharmacy Commercial & Businessowners Policies

    Our commercial and businessowners policies protect the business you’ve worked hard to build and include commercial property and general liability coverage. The following options are also available:

    • Cyber liability for data breaches or cyberattacks
    • Employment-related practices liability (EPLI) covers hiring, terminating, and managing employees
    • Employee benefit liability (EBLI) for businesses that offer employee benefits
    • Sexual misconduct and physical abuse (SAM/SML) covers a wide range of allegations, including sexual misconduct, physical abuse, molestation, and related negligent acts
    • Workers Compensation provides financial and medical benefits to employees injured or ill in the course of their job, and protects employers from lawsuits
    • Commercial Auto protects your business from financial losses associated with vehicles used for work purposes
    • Commercial Umbrella provides an additional layer of liability protection
    • Specialized Coverage Endorsements recognize that dental practice owners have specific coverage needs
    Learn More
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    Agents:
    We've Got 
    Your Back

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    You’ve Committed Your Business to Protecting Pharmacist Professionals. So Have We.

    You can trust that Pharmacists Mutual will care for your customers with full lifecycle support that meets all their professional and commercial insurance needs. And you’ll get direct access to dedicated underwriting and risk management teams, plus the competitive commissions you deserve.

    See Our Policies
    Find An Agent
    Pharmacists Mutual Insurance Group_Color

    800.247.5930

    Policy & Claim Service | Call Anytime, 24 / 7

    Corporate Headquarters:
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    Fax: 833.451.2787
    info@phmic.com

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    COPYRIGHT 2025 PHARMACISTS MUTUAL INSURANCE COMPANY - ALL RIGHTS RESERVED.
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    Product descriptions are not contracts for coverage. | The policy language determines coverage and limits. | P&C products are underwritten by Pharmacists Mutual Insurance Company or its wholly-owned subsidiary, Chiron Insurance Company, except flood, executive liability, surety bonds, and errors and omission insurance policies, which are written through PMC Advantage Insurance Services, Inc. | Personal, Disability, Life, and Annuity products are written through by PMC Advantage Insurance Services, Inc. |.A.M. Best's credit ratings are independent and objective opinion. | All products may not be available in all states and territories.