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    Businessowners Policy

    Grocery

    Pharmacists Mutual continues to enhance policy coverages for our members and is pleased to offer our specialized Businessowners Policy (BOP). With the BOP, you will have access to exceptional commercial liability, commercial property, employment-related practices liability, cyber insurance/data compromise, professional liability, and a variety of other coverages you have grown to expect. We tailor coverage to your unique needs.

    Coverage options available (Contact your local agent to discuss all coverage options currently available through our BOP policy):

    • Commercial Liability
    • Commercial Property

    For more information on products and coverage, contact your local field agent. 

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    Pharmacists Mutual Insurance Group_Color

    800.247.5930

    Policy & Claim Service | Call Anytime, 24 / 7

    Corporate Headquarters:
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    Fax: 833.451.2787
    info@phmic.com

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    Product descriptions are not contracts for coverage. | The policy language determines coverage and limits. | P&C products are underwritten by Pharmacists Mutual Insurance Company or its wholly-owned subsidiary, Chiron Insurance Company, except flood, executive liability, surety bonds, and errors and omission insurance policies, which are written through PMC Advantage Insurance Services, Inc. | Personal, Disability, Life, and Annuity products are written through by PMC Advantage Insurance Services, Inc. |.A.M. Best's credit ratings are independent and objective opinion. | All products may not be available in all states and territories.