Pharmacists Mutual Insurance Group_Color
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    Cookie Policy

    This page was last changed on June 16, 2025, last checked on June 16, 2025 and applies to citizens and legal permanent residents of the United States.

    1. Introduction

    Our website, https://phmic.com (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

    We do not sell or share personal information to third parties for monetary consideration; however, we may disclose certain personal information to third parties under circumstances that might be deemed a “sale” or ”Sharing” for residents of California (CPRA). We respect and understand that you may want to be sure that your personal information is not being sold or shared. You may request that we exclude your personal information from such arrangements, or direct us to limit the use and disclosure of possible sensitive personal information, by entering your name and email address below. You may need to provide additional identifying information before we can process your request.

    2. Cookies

    When you visit our website it can be necessary to store and/or read certain data from your device by using technologies such as cookies.

    2.1 Technical or functional cookies

    Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

    2.2 Statistics cookies

    We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website.

    2.3 Marketing/Tracking cookies

    Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

    2.4 Social media

    On our website, we have included content from Facebook, X (Formerly Twitter) and Instagram to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook, X (Formerly Twitter) and Instagram. This content is embedded with code derived from Facebook, X (Formerly Twitter) and Instagram and places cookies. This content might store and process certain information for personalized advertising.

    Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymized as much as possible. Facebook, X (Formerly Twitter) and Instagram are located in the United States.

    3. Placed cookies

    Most of these technologies have a function, a purpose, and an expiration period.

    1. A function is a particular task a technology has. So a function can be to "store certain data."
    2. Purpose is "the Why" behind the function. Maybe the data is stored because it is needed for statistics.
    3. The expiration period shows the length of the period the used technology can “store or read certain data."

    Google Fonts Marketing/Tracking

    Usage

    We use Google Fonts for display of webfonts.

    Sharing data

    For more information, please read the Google Fonts Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    Google Fonts API expires immediately Read user IP address

    InstagramMarketing/Tracking

    Usage

    We use Instagram for display of recent social posts and/or social share buttons.

    Sharing data

    For more information, please read the Instagram Privacy Statement.

    Purpose
    Name Expiration Function
    actppresence 1 year Store ad display frequency

    FacebookMarketing/Tracking, Functional

    Usage

    We use Facebook for display of recent social posts and/or social share buttons.

    Sharing data

    For more information, please read the Facebook Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    fbm* 1 year Store account details
    _fbc 2 years Store last visit
    xs 3 months Store a unique session ID
    fr 3 months Provide ad delivery or retargeting
    act 90 days Store logged in users
    _fbp 3 months Store and track visits across websites
    datr 2 years Provide fraud prevention
    c_user 30 days Store a unique user ID
    sb 2 years Store browser details
    *_fbm_ 1 year Store account details
    Functional
    Name Expiration Function
    wd 1 week Read screen resolution
    csm 90 days Provide fraud prevention
    presence session Store and track if the browser tab is active
    actppresence session Store and track if the browser tab is active

    Twitter Marketing/Tracking, Functional

    Usage

    We use Twitter for display of recent social posts and/or social share buttons.

    Sharing data

    For more information, please read the Twitter Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    metrics_token persistent Store if the user has seen embedded content
    Functional
    Name Expiration Function
    local_storage_support_test persistent Provide load balancing functionality

    Google AnalyticsStatistics

    Usage

    We use Google Analytics for website statistics.

    Sharing data

    For more information, please read the Google Analytics Privacy Statement.

    Statistics
    Name Expiration Function
    _ga 2 years Store and count pageviews
    _gat 1 minute Read and filter requests from bots
    _gid 1 day Store and count pageviews
    _ga_* 1 year Store and count pageviews
    _gat_gtag_UA_* 1 minute Store a unique user ID

    Google AdsenseMarketing/Tracking

    Usage

    We use Google Adsense for showing advertisements.

    Sharing data

    For more information, please read the Google Adsense Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    _gcl_au persistent Store and track conversions
    google_adsense_settings persistent Provide ad delivery or retargeting

    WordPressFunctional

    Usage

    We use WordPress for website development.

    Sharing data

    This data is not shared with third parties.

    Functional
    Name Expiration Function
    wordpress_test_cookie none Checks if cookies can be placed
    wordpress_logged_in_* persistent Keep users logged in
    WP_DATA_USER_* session Store user preferences

    MatomoStatistics (anonymous)

    Usage

    We use Matomo for website statistics.

    Sharing data

    This data is not shared with third parties.

    Statistics
    Name Expiration Function
    _pk_id* 13 months Store a unique user ID
    _pk_ses* session Store a unique session ID

    Google AdsMarketing/Tracking

    Usage

    We use Google Ads for advertising.

    Sharing data

    For more information, please read the Google Ads Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    _gac_* 90 days Store and track audience reach
    ads/ga-audiences expires immediately Store information for remarketing purposes

    ComplianzFunctional

    Usage

    We use Complianz for cookie consent management.

    Sharing data

    This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

    Functional
    Name Expiration Function
    complianz_policy_id 365 days Store accepted cookie policy ID
    complianz_consent_status 365 days Store cookie consent preferences
    cmplz_user_data 365 days Read to determine which cookie banner to show
    cmplz_functional 365 days Store cookie consent preferences
    cmplz_policy_id 365 days Store accepted cookie policy ID
    cmplz_statistics-anonymous 365 days Store cookie consent preferences
    cmplz_preferences 365 days Store cookie consent preferences
    cmplz_statistics 365 days Store cookie consent preferences
    cmplz_marketing 365 days Store cookie consent preferences
    cmplz_consent_status 365 days Store cookie consent preferences
    cmplz_choice 365 days Store if a message has been dismissed
    cmplz_banner-status 365 days Store if the cookie banner has been dismissed
    cmplz_consented_services 365 days Store cookie consent preferences

    Google reCAPTCHAMarketing/Tracking, Functional

    Usage

    We use Google reCAPTCHA for spam prevention.

    Sharing data

    For more information, please read the Google reCAPTCHA Privacy Statement.

    Marketing/Tracking
    Name Expiration Function
    rc::c session Read and filter requests from bots
    rc::b session Read and filter requests from bots
    rc::a persistent Read and filter requests from bots
    Functional
    Name Expiration Function
    _grecaptcha session Provide spam protection

    UserlikeStatistics

    Usage
    Sharing data

    This data is not shared with third parties.

    Statistics
    Name Expiration Function
    uslk_inital_url persistent  
    uslk_referrer persistent  
    uslk_operator_binding persistent  
    uslk_drag persistent  
    uslk_in_service_time persistent  
    uslk_page_impressions persistent  
    uslk_s session  
    uslk_e 1 year  

    WooCommerceStatistics

    Usage

    We use WooCommerce for webshop management.

    Sharing data

    This data is not shared with third parties.

    Statistics
    Name Expiration Function
    History.store   Store last visit

    WPFormsPreferences

    Usage

    We use WPForms for webforms.

    Sharing data

    This data is not shared with third parties.

    Preferences
    Name Expiration Function
    _wpfuuid 11 years Store a unique user ID

    MiscellaneousPurpose pending investigation

    Usage
    Sharing data

    Sharing of data is pending investigation

    Purpose pending investigation
    Name Expiration Function
    __ss_tk    
    _st    
    _st_l    
    _st_bid    
    wp_*    
    _ccmsi    
    _ccmaid    
    __ss    
    __ss_referrer    
    _gcl_aw    
    _gcl_dc    
    com.adobe.reactor.dataElementCookiesMigrated    
    ppms_webstorage    
    stg_returning_visitor    
    stg_traffic_source_priority    
    stg_externalReferrer    
    stg_last_interaction    
    stg_utm_campaign    
    invoca_id    
    invoca_session    
    wpseoFrontendInspectorOpen    
    careers:outline    
    ln_or    
    calltrk-calltrk_referrer    
    calltrk-calltrk_landing    
    calltrk_referrer    
    calltrk_landing    
    :outline    
    YSC   .youtube.com
    VISITOR_INFO1_LIVE   .youtube.com
    koitk   .marketingautomation.services
    clipboard    
    personal-umbrella:outline    
    wpEmojiSettingsSupports    
    about-us:outline    
    workers-compensation:outline    
    lastExternalReferrer    
    scholarship-fb:outline    
    lastExternalReferrerTime    
    li_adsId    
    __ss_initial_referrer    
    hubspotutk    
    __hssrc    
    __hstc    
    __hssc    
    __cf_bm   .hsforms.com
    _cfuvid   .hsforms.com
    dental-rm-speech:outline    
    employee-foundation:outline    
    cf_clearance    
    topicsLastReferenceTime    
    _gcl_ls    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::analytics-4::report::316f75a432cee0d    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::search-console::searchanalytics::158    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::analytics-4::report::50353af7863ea0e    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::analytics-4::report::68abc299aad4b24    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::analytics-4::report::c2773acd5d01263    
    googlesitekit_1.155.0_fa125db01bcdf3aa02c4b9a6b4c48f1f_modules::analytics-4::report::96d06dea57ee674    
    _uetvid_exp    
    _uetsid_exp    
    _uetvid    
    fl-builder-settings-sections    
    _uetsid    
    _gcl_gs    

    4. Browser and Device based Consent

    When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. You do have the right to opt-out and to object against the further use of non-functional cookies.

    4.1 Manage your opt-out preferences

    Functional cookiesAlways active

    The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.

    Statistics

    The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.

    Marketing

    The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.

    5. Enabling/disabling and deleting cookies

    You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

    Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

    6. Your rights with respect to personal data

    You have the following rights with respect to your personal data:

    • you may submit a request for access to the data we process about you;
    • you may object to the processing;
    • you may request an overview, in a commonly used format, of the data we process about you;
    • you may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.

    To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you.

    For more information about your rights with respect to personal data, please refer to our Privacy Statement

    7. Contact details

    For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

    Pharmacists Mutual Insurance Company
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    United States
    Website: https://phmic.com
    Email: privacy.information@phmic.com
    Phone number: 800-247-5930

    This Cookie Policy was synchronized with cookiedatabase.org on February 7, 2025.

    Find An Agent
    Pharmacists Mutual Insurance Group_Color

    800.247.5930

    Policy & Claim Service | Call Anytime, 24 / 7

    Corporate Headquarters:
    808 US Hwy 18 West, PO BOX 370
    Algona, IA 50511
    Fax: 833.451.2787
    Info@pmuw.com

     

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