Expert Insurance Solutions for Caregiving Professionals.

Distribution partners like you have committed your business to helping those who care for their communities. And so have we.

Our underwriting experts offer personalized insurance solutions for professionals and business owners in the following fields:

Pharmacy | Dental | Veterinary | Home Health | Home Medical Equipment | Personal Care Providers | Life Sciences | Senior Living

 Professional liability insurance

Professional Liability Insurance

Protecting the investment your clients have made in their careers is our specialty. Our professional liability insurance is tailor-made to protect them, no matter their experience level. We understand the risks they face and are committed to providing a strong defense. Coverage is available on a claims-made or occurrence basis.

  • Sexual misconduct and physical abuse
  • License Defense Coverage
  • Whether you're on the job, volunteering, or offering advice, you're protected.
  • Covers teaching, Continuing Education, and other ancillary duties
  • Customizable to fit client's needs
Commercial Insurance

Commercial Insurance

Our commercial and businessowners policies include commercial property and general liability coverage. The following options are also available:

  • Cyber liability
  • Employment-related practices liability (EPLI)
  • Employee benefit liability (EBLI)
  • Sexual misconduct and physical abuse (SAM/SML)
  • Workers comp
  • Commercial auto
  • Commercial umbrella
Specialized coverage endorsements

Specialized Coverage Endorsements

For an added layer of protection, your clients will benefit from comprehensive specialized endorsements with additional coverage limits available, including:

  • Employee dishonesty
  • Money & Securities
  • Computer and funds transfer fraud
  • Permanent outdoor structures
  • Spoilage coverage
  • and more

Support for Your Clients

With 115+ years’ experience serving health care providers’ liability and commercial insurance needs, we understand the risks your clients face. We offer access to licensed specialists, such as a licensed pharmacist, dentist, and veterinarian, who’ll provide knowledgeable claims support. Our risk management resources help them prevent losses before they happen. And no matter their needs, your clients will have one carrier and one contact for the life of their policy.

Support for Our Distribution Partners

When you sell Pharmacists Mutual Insurance Group's insurance products, you’ll have a dedicated underwriter, Regional Sales Director, and claims examiner who’ll partner with you for the best outcomes for your clients — and your business. We’re upfront and clear about our appetites for coverage, which saves all of us valuable time.

To learn more, complete the short form on this page.

Interested in Partnering With Us?

We're excited to collaborate with distribution partners who specialize in the same healthcare verticals we serve. Complete this short form, and we'll be happy to provide more information about partnering to offer our coverages and services as part of your portfolio.

Our Strengths

115+ Years

115+ Years

Specialized underwriting
expertise since 1909

Contact Carrier

1 Contact
1 Carrier

A Excellent

A- Excellent

Credit Rating
by AM Best*

*Effective October 30, 2024. For the latest Best’s Credit Rating, access www.ambest.com.