On-Staff Healthcare
Professionals

Our claims team includes healthcare, medical, and legal professionals who understand the real-world standards of care and business operations facing pharmacists, dentists, veterinarians, and other healthcare providers.

Property Claims
Support

• Senior-level property claims professionals with 50+ years of combined experience

• On-site response for significant or complex losses

• Coordination with restoration, mitigation, inventory, and forensic accounting experts

• In 2025, first contact on newly reported property claims averaged just over 4 hours.¹

Professional Liability &
Regulatory Expertise

• Professional liability claims often involve licensing and disciplinary proceedings, regulatory scrutiny, and reputational risk, not just indemnity exposure

• Our professional liability claims team averages more than 20 years of experience

• 29% of pharmacy professional liability claims involve license defense or disciplinary matters.²

• Across healthcare professions, 40% of professional liability claims involve regulatory or license-related issues.3 

When Experience Matters Most, We’re There.

We help protect:

• Businesses wrongfully named in litigation

• Professionals facing license investigations

• Owners navigating complex, multi-year claims

• Reputations built over decades

Claims Todd
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What our claims team helps protect:

Whether you're protecting your own business or advising clients, claims experience matters when the unexpected happens.

  • Pharmacy owners and pharmacists
  • Dental practice owners, dentists, and dental
    hygienists
  • Veterinary practice owners and
    veterinarians
  • Healthcare practice groups and licensed
    professionals
  • Independent agents and agencies serving
    healthcare clients

Get the Right Claims Support for Your Business

Explore insurance solutions designed for
healthcare businesses, backed by claims
expertise built to respond when it matters most.

Shared as part of a marketing partnership between State Pharmacy Associations and Pharmacists Mutual.

1 Based on 2025 first contact times for newly reported property claims.
2 Based on Pharmacy Professional Liability claims reported from 7/1/2020 through 6/30/2025.
3 Based on all professional liability claims reported from 1/1/2025 through 12/31/2025.